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Police Take Home Pay

Independent · not affiliated with any police force

Updates and corrections

Every change to a figure, a rule or a default on this site, newest first. 44 entries since launch, of which 23 are corrections.

A correction means something we showed was wrong and has been fixed. An update means new official data (a pay award, a tax threshold, a CPI figure) or a new tool. Each entry matches a dated change in the site's code. How each calculator works is set out on the methodology page.

October 2026

  1. · Correction · Forces

    South East Allowances updated for September 2026 (+3.5%): Surrey and Thames Valley £3,105, Sussex and Hampshire £2,070. Sussex was briefly shown at £2,000 earlier today from a page that predated the rise.

  2. · Correction · Take-home calculator

    Part-time officers: the overtime hourly rate divided an already pro-rated salary by a 40-hour week, understating it. It now uses your contracted hours.

  3. · Correction · McCloud calculator

    Rank presets now use the top of each current pay scale (they showed out-of-date salaries, e.g. sergeant £62,130 instead of £58,175).

  4. · Correction · Pay scales

    England & Wales scales switched to the official Police Federation tables effective 1 September 2026 (constable to chief inspector, including London). Several points we had calculated were £1 out, for example constable PP1 £32,255 (not £32,256) and PP7 £52,015 (not £52,014).

  5. · Update · Methodology

    Methodology rewritten: one section per calculator (inputs, order of calculation, rounding, default assumptions, limits), four worked examples computed by the calculators, and a table of official sources with their status.

  6. · Update · Updates and corrections

    This log of updates and corrections published, rebuilt from the dated history of the site’s code since launch.

  7. · Correction · Sussex Police pay

    Sussex South East Allowance corrected to £2,000 (the page showed £3,000). The same figure is now used in the menu, the site search and the mortgage calculator, where Sussex moved to the £2,000 preset.

  8. · Correction · Met Police pay

    The share of a top-of-scale Met constable’s pay taxed at 40% is now measured from the start of the higher-rate band (£37,700 of taxable income). The page previously showed a negative figure. The pay point 2 tip no longer quotes an out-of-date £42,210 starting salary.

  9. · Correction · Northern Ireland calculator

    The Northern Ireland Transitional Allowance (NITA) is now switched on by default, as it is paid to all PSNI officers.

  10. · Correction · Take-home pay calculator

    The “next step” boxes under the calculator now read promotion gains and top-of-scale pay from your region’s pay scale, instead of fixed figures from the 2025 scales. The new-recruit box no longer describes England & Wales entry routes to Scottish and PSNI officers.

  11. · Correction · Methodology

    National Insurance history corrected: the main rate fell from 12% to 10% in January 2024, then to 8% in April 2024.

  12. · Correction · Mortgage calculator

    The mortgage calculator no longer pre-fills overtime (£250 a month) and unsocial hours (£100 a month). The starting borrowing figure is now based on basic pay and contractual allowances only.

  13. · Correction · Home page

    Removed social-proof claims inherited from the previous owner that we could not source: view and approval counts, anonymous testimonials, “vetted by serving officers” and “community verified”. They are gone from the home page, footer, share images and blog articles.

  14. · Update · About

    The About page now names the publisher, states the 2026 change of ownership and explains how the site makes money.

  15. · Update · Police pension increase

    April 2027 pension increase confirmed at 3.5%, the September 2026 CPI rate published by the ONS on 21 October 2026.

  16. · Correction · Pension calculator

    For part-time officers, the pension contribution tier is now set by actual (pro-rated) pensionable pay, not full-time-equivalent pay.

  17. · Update · McCloud remedy

    McCloud remedy calculator added: compares the legacy 1987 or 2006 scheme with PPS 2015 for the remedy period.

  18. · Update · Pension calculator

    Pension calculator rebuilt: Government Actuary’s Department Table A and Table B early-retirement factors, active vs deferred comparison, commutation slider and after-tax pension.

  19. · Update · P87 tax relief

    P87 tax relief calculator added (uniform flat-rate expense and Federation subscriptions, backdated claims).

  20. · Update · Mortgage calculator

    Mortgage calculator rebuilt with stamp duty for England and Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT), and a joint-applicant option.

  21. · Update · Northern Ireland calculator

    PSNI 2026/27 pay award status added: the Northern Ireland pay review report had not been published (GOV.UK checked on 19 October 2026), so PSNI figures stay on the 2025/26 scales.

  22. · Correction · Northern Ireland calculator

    PSNI pay now uses the 2025/26 scales. The England & Wales 2026/27 award is no longer applied to PSNI officers before the Northern Ireland award is announced.

  23. · Correction · Take-home pay calculator

    The detective allowance is now treated as non-pensionable: it is taxed and subject to National Insurance but no longer adds to pension contributions.

  24. · Correction · Pay rise calculator

    National Insurance is now charged on full gross pay in the pay rise calculator, as in the main calculator (pension contributions reduce income tax only).

  25. · Update · Police pension increase

    New page on the April 2027 police pension increase, pending the September 2026 CPI figure.

August 2026

  1. · Correction · Pay scales

    Calculated September 2026 England & Wales pay points re-rounded to the nearest £3, the rule followed by the published 2024 and 2025 tables. 27 of 43 points moved by £1.

  2. · Update · Pay scales

    September 2026 England & Wales pay scales added (3.5% award), used from 1 September 2026.

July 2026

  1. · Correction · Take-home pay calculator

    South East Allowance: you can now pick your force’s own amount or enter it. Sussex, Essex and Bedfordshire were previously placed in the wrong allowance band.

  2. · Update · Pay rise calculator

    The 3.5% 2026/27 pay award announced on 15 July 2026 added to the pay rise calculator and pay pages.

  3. · Correction · Pension calculator

    The pension calculator no longer says the minimum pension age rises to 57 in April 2028: the police scheme is exempt, so it stays 55.

  4. · Correction · Inspector pay

    Inspector and chief inspector pay points all taken from the Police Federation tables (one point per rank was previously estimated), and the separate, higher Met and City of London scales added.

  5. · Correction · Met Police pay

    Met and City of London: only London Weighting (£3,150) now counts as pensionable pay. The London Allowance (£6,588) was wrongly adding to pension contributions.

  6. · Correction · Pension calculator

    Normal pension age for serving officers corrected to 60 (it was tied to State Pension Age), which overstated the early-retirement reduction.

  7. · Update · Take-home pay calculator

    Detective allowance amount is now editable, as it varies by force.

June 2026

  1. · Update · Shift planner

    Shift and overtime planner added (free beta).

  2. · Correction · Take-home pay calculator

    National Insurance is no longer reduced by police pension contributions (a net pay arrangement reduces income tax only), in the officer and PCSO calculators. Take-home pay was overstated before. British Transport Police salary-sacrifice pension option added.

  3. · Correction · Scotland calculator

    Scottish officers’ pension contributions now use the flat 13.7% rate of the Scottish scheme instead of the England & Wales tiers.

  4. · Update · Pension calculator

    Police pension calculator added.

  5. · Update · Northern Ireland calculator

    Northern Ireland (PSNI) take-home pay calculator added.

  6. · Update · PCSO calculator

    PCSO take-home pay calculator added.

  7. · Update · Scotland calculator

    Police Scotland take-home pay calculator added, with Scottish income tax.

May 2026

  1. · Update · Take-home pay calculator

    Student loan repayment thresholds updated: Plan 1 £26,900, Plan 2 £29,385, Plan 4 £33,795.

  2. · Update · Take-home pay calculator

    Police pension contribution tiers updated to the rates in force from 1 April 2026 (12.88%, 13.88% and 14.22%).

  3. · Update · Take-home pay calculator

    Site launched with the take-home pay calculator for England & Wales police officers.

Check your own take-home pay

Every change above is already in the calculators.

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