2025/26 · England & Wales
Police take-home pay calculator
Know exactly what lands in your account — after pension, tax and NI. Select your rank and pay point below.
Pay scales: 1 Sep 2025 · Tax year 2026/27
Your details
Monthly take-home
£2,188
Annual take-home
£26,255
Weekly take-home
£505
Annual breakdown
Effective rate (tax + NI): 14.6% of gross pay · Employer also contributes ~31% pension (£11,309/yr on your behalf)
Figures use standard tax code 1257L. Pay scales effective 1 September 2025.
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Useful reading
How it's calculated
- ✓2025/26 NPCC pay scales
- ✓Standard personal allowance (£12,570)
- ✓2025/26 income tax rates
- ✓NI at 8% / 2% (employee Class 1)
- ✓PPS 2015 tiered contribution rates
- ✓Student loan Plan 1, 2, 4 or PG
Frequently asked questions
Which pay award does this use?
Pay scales are effective 1 September 2025 following the PRRB 2025 recommendations. No new award has been announced for September 2026 yet — we will update as soon as one is confirmed.
Why is my actual take-home different from the calculator?
The calculator uses the standard 1257L tax code. If your code differs (e.g. due to a previous underpayment, company car, or additional income), your income tax will vary. Overtime, unsocial hours payments, and force-specific allowances are also not included.
How are pension contributions calculated?
Contributions under the PPS 2015 (CARE) scheme are charged at a single rate based on which band your pensionable pay falls in — 12.44% up to £27,000, 13.44% up to £60,000, and 13.78% above that. The contributions are deducted before income tax is calculated, giving you tax relief.
Does London Weighting affect the pension calculation?
London Weighting is generally treated as pensionable pay by the Metropolitan Police and City of London Police, so it increases both your pension contribution and the pension you build up.
Is this calculator for Scotland and Northern Ireland too?
Pay scales are for England and Wales. Scottish officers are subject to Scottish income tax rates (which differ from England & Wales above the starter rate). PSNI officers have separate pay arrangements. A Scotland-specific version is planned.