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Police Take Home Pay

England & Wales · 2025/26

Police pay scales 2025/26

Pay scales effective 1 September 2025 (PRRB 2025). Estimated take-home uses PPS 2015 pension, standard tax code 1257L, no student loan, no regional allowance. Use the calculator to personalise for your circumstances.

Police officer pay in England and Wales is set nationally by the Police Remuneration Review Body (PRRB) and applies to all 43 forces. The most recent award — 4.2% effective 1 September 2025 — is reflected in the figures below. These are the confirmed pay scales, not projections.

What the gross figures don't show is what actually lands in your account. A constable at PP1 earns £31,164 gross — but after a 12.88% pension contribution (deducted before income tax), income tax, and National Insurance, take-home is roughly £2,087/month. That's around 80p in the pound. At PP7, the gross is £50,256 and take-home is around £2,903/month — but any overtime on top of that is taxed at 40%, because PP7 sits just £14 below the higher-rate threshold.

The tables below show estimated net monthly pay at standard assumptions (PPS 2015 pension, tax code 1257L, no student loan, no regional allowance). Use the take-home calculator to personalise for your specific circumstances — including London Weighting, overtime, part-time hours, and student loan deductions.

How pension tiers affect every rank

Under PPS 2015, pension contributions are charged on your entire pensionable pay at a single rate — whichever tier your pay falls into. The three tiers (effective 1 April 2026) are: 12.88% up to £37,035; 13.88% up to £79,587; and 14.22% above that. The rate isn't marginal — crossing a boundary moves your whole salary into the new tier.

This matters at two specific points: a constable crossing from PP4 (£35,106) to PP5 (£37,737) enters the 13.88% tier, adding an extra £378/year in pension deductions on top of the gross pay increase. And superintendents at all pay points (£84,177 and above) are in the 14.22% tier from day one of the rank. The full-rank editorial pages below each explain how this interacts with take-home at that specific level.

London Weighting and regional allowances

Metropolitan Police and City of London officers receive a combined London Weighting and London Allowance of £9,738/year — and crucially, it's pensionable. That means pension contributions apply to it, it builds CARE pension accrual, and it's counted in full by most mortgage lenders as contractual income. The net take-home benefit of the £9,738 allowance is roughly £506/month after all deductions for a basic-rate taxpayer — less for officers in the 40% band. South East forces receive between £1,500 and £3,000/year (non-pensionable in most cases).

Constable (PC / DC)

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£31,164£1,896
PP2£32,472£1,963
PP3£33,789£2,031
PP4£35,106£2,098
PP5£37,737£2,208
PP6£43,038£2,477
PP7£50,256£2,844

Sergeant (PS / DS)

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP2£53,568£3,028
PP3£54,660£3,089
PP4£56,208£3,175

Inspector (Insp / DI)

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP0£63,768£3,519
PP1 (approx.)£66,375£3,627
PP2£68,982£3,735

Chief Inspector

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP0£70,344£3,792
PP1 (approx.)£71,747£3,850
PP2£73,149£3,908

Superintendent

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£84,177£4,350
PP2 (approx.)£87,145£4,472
PP3 (approx.)£90,112£4,595
PP4 (approx.)£93,080£4,717
PP5 (approx.)£96,047£4,839
PP6£99,015£4,962

Chief Superintendent

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£103,797£5,159
PP2 (approx.)£106,794£5,282
PP3 (approx.)£109,791£5,406
PP4 (approx.)£112,788£5,529
PP5£115,785£5,653

Allowances

Metropolitan / City of London

£9,738/year (pensionable) — £3,150 London Weighting + £6,588 London Allowance (both pensionable)

South East — high band

£3,000/year — Essex, Herts, Kent, Surrey, Thames Valley, Sussex (non-pensionable)

South East — low band

£2,000/year — Bedfordshire, Hampshire (non-pensionable)

Detective Allowance

£1,800/year — paid to qualified detectives in some forces. Not universal.

Note: Pay scales are for England and Wales following the 2025/26 NPCC circular. Scotland and Northern Ireland have separate arrangements. Figures are for guidance; confirm exact pay with your force HR.