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Police Take Home Pay

England & Wales · Current for 2026

Police pay scales 2026

Pay scales effective 1 September 2025 (PRRB 2025). Estimated take-home uses PPS 2015 pension, standard tax code 1257L, no student loan, no regional allowance. Use the calculator to personalise for your circumstances.

Police officer pay in England and Wales is set nationally by the Police Remuneration Review Body (PRRB) and applies to all 43 forces. The figures below are the confirmed scales effective 1 September 2025. A further 3.5% award is confirmed for 1 September 2026— we'll update these figures the moment the official new pay-scale tables are published; until then you can see what the 3.5% adds to your take-home.

What the gross figures don't show is what actually lands in your account. A constable at PP1 earns £31,164 gross — but after a 12.88% pension contribution (deducted before income tax), income tax, and National Insurance, take-home is roughly £1,896/month. That's around 80p in the pound. At PP7 the gross is £50,256 and take-home is around £2,844/month.

Worth knowing before September: PP7 currently sits just £14 below the higher-rate threshold, so overtime is already taxed at 40%. From 1 September the 3.5% award takes PP7 to £52,014, putting basic pay itself above the frozen £50,270 threshold for the first time.

The tables below show estimated net monthly pay at standard assumptions (PPS 2015 pension, tax code 1257L, no student loan, no regional allowance). Use the take-home calculator to personalise for your specific circumstances — including London Weighting, overtime, part-time hours, and student loan deductions.

How pension tiers affect every rank

Under PPS 2015, pension contributions are charged on your entire pensionable pay at a single rate — whichever tier your pay falls into. The three tiers (effective 1 April 2026) are: 12.88% up to £37,035; 13.88% up to £79,587; and 14.22% above that. The rate isn't marginal — crossing a boundary moves your whole salary into the new tier.

This matters at two specific points: a constable crossing from PP4 (£35,106) to PP5 (£37,737) enters the 13.88% tier, adding an extra £378/year in pension deductions on top of the gross pay increase. And superintendents at all pay points (£84,177 and above) are in the 14.22% tier from day one of the rank. The full-rank editorial pages below each explain how this interacts with take-home at that specific level.

London Weighting and regional allowances

Metropolitan Police and City of London officers receive a combined London Weighting and London Allowance of £9,738/year — and crucially, it's pensionable. That means pension contributions apply to it, it builds CARE pension accrual, and it's counted in full by most mortgage lenders as contractual income. The net take-home benefit of the £9,738 allowance is roughly £506/month after all deductions for a basic-rate taxpayer — less for officers in the 40% band. South East forces receive between £1,500 and £3,000/year (non-pensionable in most cases).

Constable (PC / DC)

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£31,164£1,896
PP2£32,472£1,963
PP3£33,789£2,031
PP4£35,106£2,098
PP5£37,737£2,208
PP6£43,038£2,477
PP7£50,256£2,844

Sergeant (PS / DS)

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP2£53,568£3,028
PP3£54,660£3,089
PP4£56,208£3,175

Inspector (Insp / DI)

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP0£63,768£3,519
PP1£65,505£3,591
PP2£67,236£3,663
PP3£68,982£3,735

Chief Inspector

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£70,344£3,792
PP2£71,715£3,848
PP3£73,149£3,908

Superintendent

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£84,177£4,350
PP2 (approx.)£87,145£4,472
PP3 (approx.)£90,112£4,595
PP4 (approx.)£93,080£4,717
PP5 (approx.)£96,047£4,839
PP6£99,015£4,962

Chief Superintendent

Full breakdown →
Pay PointGross AnnualEst. Net Monthly
PP1£103,797£5,159
PP2 (approx.)£106,794£5,282
PP3 (approx.)£109,791£5,406
PP4 (approx.)£112,788£5,529
PP5£115,785£5,653

Allowances

Metropolitan / City of London

£9,738/year (pensionable) — £3,150 London Weighting (pensionable) + £6,588 London Allowance (non-pensionable)

South East Allowance

Up to £3,000/year (non-pensionable), set by each force: Surrey, Herts & Thames Valley £3,000; Essex £2,750; Kent £3,000 (£2,750 from Sep 2026); Sussex & Hampshire £2,000; Bedfordshire £1,500.

Detective Allowance

£1,800/year — paid to qualified detectives in some forces. Not universal.

Get the new September figures

A 3.5% pay rise takes effect on 1 September 2026. We'll email you the exact new take-home for your rank the day the official scales publish. Free, unsubscribe any time.

Project your whole month

Your base pay is only part of it. Add overtime, unsocial hours and deductions to see your real monthly take-home with the Shift Planner.

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Note: Pay scales are for England and Wales following the 2025/26 NPCC circular. Scotland and Northern Ireland have separate arrangements. Figures are for guidance; confirm exact pay with your force HR.