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Police Take Home Pay

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PSNI pay scales & take-home pay

Take-home after pension, NI and income tax, with the £4,283 NITA included.

2026/27 award pending · checked 21 Oct 2026

In England & Wales: take-home pay calculator

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Monthly take-home · PSNI 2025/26 scales

£2,153

Annual take-home
£25,830
Weekly take-home
£497
Take-home 73% of £35,447 grossDeductions 27%
Annual breakdown
Gross pay£35,447.00
Pension contribution (12.88%)−£4,013.92
Income tax (personal allowance £12,570)−£3,772.62
National Insurance−£1,830.16
Net take-home (annual)£25,830.30

Effective rate (tax + NI): 15.8% of gross pay · tax code 1257L · your employer also pays into your pension. What will it pay?

Mortgage borrowing (4.5×–5.5×): £160,000–£195,000 · 100% of overtime & allowances with a police broker
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Police Officer (constable) · £35,447/yr gross (£2,153/mo net)

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Police Officer (constable) · £35,447/yr gross (£2,153/mo net)

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What each PSNI rank takes home
See pay by rank →

Source: NI PRRB 2025 report (2026/27 NI award not yet announced) · HMRC 2026/27 tax and NI rates · Checked 21 October 2026 · How we calculate

PSNI 2026/27 pay award not yet announced — figures use the 2025/26 scales. PSNI pay is set through the Northern Ireland PRRB process, which runs behind England & Wales; until the 2026/27 NI award is announced the calculator uses the scales effective 1 September 2025, plus the Northern Ireland Transitional Allowance (NITA). Income tax uses UK rates — income tax is not devolved to Northern Ireland.

Tiered member contribution rates of the 2015 career-average scheme (12.88% to 14.22% of pensionable pay).

Student loan

Many officers claim tax relief on Fed subscriptions and uniform upkeep via HMRC, changing their code to 1300L or similar. Check your payslip.

Pay periods

Working hours

Police officers are full-time on a 40-hour week, so both default to 40. Working full time? Leave them equal. Part-time? Lower “your hours” (and set the full-time week to your force's standard if it isn't 40).

Salary sacrifice (pre-tax)

£/mo
£/mo
£/mo

Other deductions (post-tax)

£/mo
£/mo
£/mo
£/mo

Salary sacrifice deductions reduce your taxable pay and therefore your income tax and NI. Other deductions are taken after tax.

What each PSNI rank takes home

Compare basic pay and take-home from constable to chief superintendent.

Overtime

Basic hourly rate (excl. allowances)

£14.98/hr

£19.98 /hr overtime (×1.33)

Estimated overtime pay

Gross overtime£0.00
Tax & NI (28% marginal)−£0.00
Net overtime pay£0.00

Overtime is non-pensionable. Tax shown is an estimate based on your marginal rate — actual deduction depends on your total earnings that month.

Working lots of shifts this month? Add them all up in the Shift Planner (Pro, £20/year). Plan my month →

Get an email the day the PSNI 2026/27 award is confirmed

One email with the confirmed rate and the new scales, then occasional pay updates you can stop at any time.

Key figures, with NITA

Constable, starting
£2,153
a month net · £35,447 gross
Constable, top
£3,122
a month net · £54,539 gross
Sergeant, first point
£3,304
a month net · £57,851 gross

Source: PSNI recruitment: your pay scale · GOV.UK: Northern Ireland remit letter for the Police Remuneration Review Body: 2026 · Checked 21 October 2026 · How we calculate

PSNI pay scales by rank

2025/26 scales (effective 1 September 2025), plus NITA. They change when the 2026/27 award is confirmed.

PSNI gross pay with NITA and monthly take-home by rank, 2025/26 scales
RankGross + NITANet / month
Constable£35.4k–54.5k£2,153–3,122
Sergeant£57.9k–60.5k£3,304–3,413
Inspector£68.1k–73.3k£3,726–3,942
Chief Inspector£74.6k–77.4k£3,999–4,115
Superintendent£88.5k–103.3k£4,557–5,169
Chief Superintendent£108.1k–120.1k£5,366–5,800
See every pay point
PSNI Constable (PC / DC) pay points with NITA
Pay pointBasic payNet / month
PP1£31,164£2,153
PP2£32,472£2,220
PP3£33,789£2,287
PP4£35,106£2,355
PP5£37,737£2,465
PP6£43,038£2,734
PP7£50,256£3,122

Source: PSNI recruitment: your pay scale · Checked 21 October 2026 · How we calculate

PSNI pay rise 2026/27

  • No PSNI award yet: the Northern Ireland review report has not been published (checked 21 October 2026).
  • Last year the report came out on 7 January 2026 and was paid in January 2026 salaries, backdated.
  • England & Wales officers got 3.5% from 1 September 2026; the PSNI review is asked to follow broadly.

How PSNI pay differs from England & Wales

PSNI pay and conditions compared with England and Wales
TopicPSNIEngland & Wales
Income taxSame UK bands as England & Wales20%, 40%, 45%
Extra allowanceNITA, £4,283 a yearLondon or South East allowance in some forces
Annual pay awardSeparate NI report, usually months later1 September (PRRB)
PensionPolice Pension Scheme 2015Police Pension Scheme 2015, same tiers

More detail: PSNI pension. Holiday pay arrears after the Agnew ruling: PSNI holiday pay.

PSNI pay questions

When will PSNI officers get the 2026/27 pay rise?

Not yet announced (checked 21 October 2026). The Police Remuneration Review Body has not published its Northern Ireland report for 2026. Last year the report came out on 7 January 2026 and the 4.2% award was paid in January 2026 salaries, backdated to 1 September 2025. England & Wales officers got 3.5% from 1 September 2026; the PSNI figure is only final when the Department of Justice confirms it.

What is the Northern Ireland Transitional Allowance (NITA)?

NITA is a PSNI-only allowance of £4,283 a year, paid on top of basic pay from the student officer stage. It is taxed and subject to National Insurance but not pensionable. The calculator above includes it by default.

What is the PSNI starting salary?

A student officer starts on £31,164 basic pay on the 2025/26 scales, or £35,447 with NITA: about £2,153 a month take-home. Pay then rises one pay point a year to £54,539 with NITA.

How much does a PSNI sergeant earn?

On the 2025/26 scales still paid to PSNI, a sergeant earns £53,568 to £56,208 basic pay, plus NITA. At the top of the scale that is about £3,413 a month after pension, income tax and National Insurance.

How is PSNI back pay taxed when the award is backdated?

The arrears arrive as one lump sum with a normal month’s pay. Income tax is worked out after pension relief, and National Insurance is assessed on that month alone, so the part of the month above the Upper Earnings Limit is charged at 2% instead of 8%. The “Pay rise & back pay” tab above estimates the lump sum.

Source: PSNI recruitment: your pay scale · GOV.UK: Northern Ireland remit letter for the Police Remuneration Review Body: 2026 · GOV.UK: Police Remuneration Review Body report: 2026 England and Wales · GOV.UK: Northern Ireland Police Remuneration Review Body 11th report: 2025 · Checked 21 October 2026 · How we calculate